In recent years, with the rapid development of the rural economy, agricultural project financing is difficult and expensive, the lack of agricultural collateral, and the difficulty of agricultural guarantees have become increasingly prominent. As an extension of government functions and financial functions, agricultural credit guarantee is becoming an important innovation to solve the financing problems of "agriculture, rural areas and farmers".
In Shandong, since its establishment in December 2017, Shandong Agricultural Development Credit Guarantee Co., Ltd. (“Shandong Nongdan”for short) has continuously deepened the cooperation between the government and banks, accelerated digital transformation, and deeply integrated into agricultural scenarios. The industrial cluster guarantee scheme uses small funds to leverage big finance to solve problems such as financing difficulties and expensive financing. It has provided a total of 118.5 billion yuan of guaranteed loans to 209,000 agricultural business entities in Shandong Province, and comprehensively helped Shandong build a model for rural revitalization in Qilu.
Create a policy integration model to help the transformation and upgrading of Shouguang vegetable industry
Chinese vegetables look at Shandong, Shandong vegetables look at Shouguang. The vegetable greenhouse planting industry is the pillar industry of Shouguang, and the colorful pepper, which carries the hope of farmers to become rich, is only a microcosm of Shouguang vegetables. In Shouguang, the planting area ofvegetable greenhouses reaches 700,000 mu, covering more than 100 new varieties of vegetables at home and abroad, and the annual output of vegetables reaches 6 million tons.
Looking at the whole province, Shandong Nongdan insists on helping the development of the whole industry chain, relying on local characteristic industrial clusters and industrial chain businesses, starting from production factors, providing guarantee services for upstream and downstream farmers in the planting and breeding industry, and promoting the integrated development of primary, secondary and tertiary industries in rural areas. . For example, the company has also provided 1,573 guaranteed loans to mutton sheep farmers around the mutton sheep industry cluster in Yanwo Town, Lijin, with an amount of 1.014 billion yuan and a business coverage of more than 90%. With the support of the agricultural support policy, the construction of the local Yellow River Estuary Tan Sheep Modern Industrial Park has accelerated, and more and more young people have returned to their hometowns to start businesses, forming a full-chain mutton sheep industry development model of captive breeding, fattening, slaughtering, and exporting live sheep.